Can You Sue Uber or Lyft for Injuries Sustained In A Car Accident In Texas?
You possibly could be able to sue Uber or Lyft for any injuries you endured in an accident with a rideshare vehicle in Texas. The insurance policy that covers your accident can possibly depend on the status of the driver at the time the accident also the details of your accident.
Uber and Lyft Insurance Policies Based on The Status of The Driver
Coverage will depend on Uber’s and Lyft’s status when the accident occurred.
Driver is “Offline”
When a driver is “offline,” it implies that they are not working at the time the accident occurred. In this circumstance, you cannot sue Uber or Lyft for your injuries from an accident caused by an off-duty ride share driver; you’d treat the crash like a customary car accident and pursue a case against the at-fault driver.
Driver is Waiting to Give A Ride
In the case that the driver has not accepted a request but is “on the app” and waiting for a rider to pick up. Here is a breakdown of both companies’ auto insurance coverage. (they are basically the same):
- $50K per individual injured in a wreck ($100k per accident)
- $25K in property damage per accident.
Driver Accepted A Ride Request Or Is Transporting A Rider
Uber and Lyft both carry a $1 million insurance policy that covers accidents that happen after a driver acknowledges a ride- meaning the rider does not have to be within the Uber or Lyft for this insurance policy to apply or if the driver of Uber or Lyft is transporting a rider.
Recoverable Damages Against Uber or Lyft
On the off chance that you were harmed in an accident involving an Uber or Lyft driver, you may be able to recover damages from the ride share companies insurance policies. These damages could include:
- Medical Expenses
- Lost Wages
- Pain and Suffering
Individuals or Parties who may have a case After an Uber or Lyft Accident
If you were a ride share passenger, ride share driver or a third party. Call Attorney Tom as you may have a legal case.
If you were a rideshare passenger you may file a legal claim with Uber or Lyft’s insurance policy if the rideshare driver is responsible for the accident. If it happens that a third party caused the crash, then the rideshare passenger can file a claim against the third party’s insurance. If it happens where the third party was no insured then the passenger can file a claim under Uber or Lyft’s uninsured motorist coverage.
In a case that a third party caused the wreck, rideshare drivers may be able to record a claim against the third party’s insurance. On the off chance that the at-fault third party driver was uninsured, the rideshare driver may record an uninsured driver claim with Uber or Lyft’s policy.
Third-party drivers may file a legal claim with Uber or Lyft’s insurance policy in the case that the rideshare driver caused the wreck.
Call Attorney Tom After An Uber or Lyft Accident
If you have been in an accident involving Uber or Lyft call Attorney Tom today to discuss your case. Attorney Tom firm may be able to help you. Our firm is available 24/7 to assist you with any questions you may have. Call us today at (713) 244-6363.